The medical insurance system is broken. I am sure this is not news to you. Unfortunately, the system is highly influenced by pharmaceutical companies, medical supply companies, malpractice lawsuits, and federal agencies. Essentially it is largely influenced by money. Despite this knowledge, many of us have developed a thought process that goes something like this: “well, if my insurance won’t cover it, I must not need it.” That’s not necessarily true! I want you to understand why The Tummy Team is selective about which insurance policies we work with.
Every policy has different requirements. Most people have between $1000-$3000 out of pocket deductibles before their insurance policies will pay anything. You understand that means you have to pay the first few thousand, regardless of what treatment you are receiving. Now in order for clinicians like us to become providers for these insurance companies, we have to be willing to take only a fraction of the reimbursement we actually provided in the treatment. This is after we spend hours figuring out what each policy is even willing to cover. We are a small clinic. The amount of staff and time it takes to work through this broken system keeps us from being able to treat our clients as we know they deserve. It is for these reasons The Tummy Team is highly selective about what insurance policies we are willing to work with. We choose companies who have minimal paperwork and bureaucracy to deal with, while still offering the appropriate reimbursement to allow us to stay in business without feeling forced to compromise 1:1 care. The bottom line: we refuse to sacrifice client care because of an insurance company.
The Tummy Team is made up of an exceptional, highly trained staff consisting of licensed medical professionals, physical therapists, massage therapist, chiropractor, and counselor. Our approach is holistic, medically sound and extremely effective. Because of our insurance choices, our clinic remains within the reimbursable margin that medical insurance policies approve. Our passion here is to help our clients find long-term healing. We are a small business that focuses on 1:1 intimate and personal treatment. We strongly believe you could not do this work “for the money” and be effective. You have to do it because you believe in the importance of what you are teaching and because you love to help people.
The Tummy Team typically sees clients for 3-6 sessions and the sessions are usually spaced two weeks apart. To clarify, we are not seeing you 2-3 times a week for six weeks. We are not seeing you for months on end. While the cost of the program is spread out over the course of the time we see you, most people prepay for several sessions. We don’t work with you forever. We train you in specific core rehabilitation and provide skills that will help you progress to an independent, strong lifestyle.
Pricing clinic services are very tricky. There is a high value on what we provide and we do give you a lot in every session. We greatly respect your time and your financial investment with the understanding that if you do not feel it is worth it, you will not come back. Our heart is to help each client to receive complete long-term healing and strategies that will stay with them for their entire life. We want you to complete your rehab plan because you see the value in it, which motivates us to provide quality services at the best value.
Ninety percent of our clients pay by cash. Some of our clients use health savings accounts or privately submit their claims to their individual policies as out of network services, but the majority just pay cash. This is where many people start thinking, “I am not sure I can afford that.” Dealing with cash clients cuts our paperwork time in half and eliminates anywhere from 30 minutes to 2 hours in phone/online correspondence with the various insurance agencies. We prefer to use our time with the client. Due to the natural streamlining that happens with cash clients we can offer cash discount prices. Our current cash discount prices are $150 for the first visit which includes a one-hour evaluation and treatment with a Core Rehabilitation Specialist. Our follow up visits are $100 for a 45-60 minute session. All sessions are 1:1 and personally tailored to the needs of each client but also follow our foundational process which has been proven to work. Since most clients are seen between 3-6 sessions, the total cost is between $350-650.
It is an investment; a very valid one. Diastasis Recti is a medical condition that is often untreated which results in significant medical consequences. An inactive, deflated core can cause chronic back pain, hip issues, sacroiliac instability, sciatica pain, intestinal issues, pelvic floor and urinary issues, prostate issues, and can result in hernias (a tear in the abdominal wall). The medical cost of treating one of these issues alone will easily surpass The Tummy Team’s cost of fixing the source of all of these issues.
It breaks our hearts to listen to people list their symptoms that affect their daily lives and then tell us they can’t afford our program. Honestly, they cannot afford NOT to do it. This is not to be insensitive to personal financial situations. Most of our clients are women and mothers who hold the entire family structure together and yet they are falling apart and need core rehabilitation.
We as women and mothers tend to minimize our needs. We tell ourselves it is either vanity or something we need to just power through but that is a lie. If our child or husband had a medical condition that was causing them to have chronic pain, weakness, intestinal issues and incontinence that left untreated may require surgery, we would not hesitate to find a specialist to fix the problem. It should be no different for mothers. Do not minimize your symptoms! Do not deprive yourself, your family and your loved ones from your full potential. Do not neglect your body that you have been given to take care of for the long haul.
You cannot afford NOT to do this.
Please do not rely on a broken medical system to determine what your body needs and what is important for your health. Do your research. We have tons of information on our site, including several free videos. Additionally, this blog is full of testimonies from clients who probably started out with the same thinking you did. In fact, I can recall one inspiring story from a school teacher in Romania. Read her story here.
We love what we do and we believe in it wholeheartedly. We want you to find complete, long-term healing for your core. Please call our office and set up your first appointment. If you do not live within driving distance to The Tummy Team, we also offer comprehensive online programs at a great value.
You are worth it. Let us help you.